We provide our brokers with a comprehensive mix of conforming loan products that serve your conventional borrowers. We have a team of mortgage professionals waiting to help you succeed in this changing industry. Explore our full product menu and experience a unique lender that has the customer service to tailor its business model to best fit yours.

CMG Financial is a FNMA and FHLMC seller/servicer.


All loan programs displayed on this website may not be available in every state.

xx Agency/ High Balance Fixed Rate Program
Agency / High Balance Fixed Rate Program
  • 30 year fixed rate
  • 25 year fixed rate
  • 20 year fixed rate
  • 15 year fixed rate
  • 10 year fixed rate
Agency / High Balance Arm Program
  • 3/6 SOFR ARM with 2/1/5 caps
  • 5/6 SOFR ARM with 2/1/5 caps
  • 7/6 SOFR ARM with 5/1/5 caps
  • 10/6 SOFR ARM with 5/1/5 caps
Fannie Mae & Freddie Mac High LTV Refinance Loan Option
  • Standard and High Balance
  • 15-30 Year Fixed Rate
  • 3/6, 5/6, 7/6, and 10/6 ARMs (High balance fixed rate only)
HomeReady & Home Possible Program
  • As little as 3% down with a 620 FICO. No money down payment option available if the loan is combined with a community second mortgage.
  • Community seconds or closing costs grants can be used
  • Owner occupied 1-4 Units, Condos, and PUDs
Manufactured Homes
  • 95% LTV available on Primary Residence Purchase & Rate-Term with 620 FICO
  • Cash Out available on Primary Residence max 65% LTV and 20 year term
  • MI Available to 95%
  • Government financing available for Manufactured Homes
Jumbo Programs

Four Jumbo Programs available for all of your Jumbo needs:

  • Loan amounts to $2.0MM
  • Unlimited Cash Out for Primary and Second Homes
  • 80% LTV to $1.5MM with no MI
  • First Time Home Buyers Allowed